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Don't consolidate your debt, negotiate your debt. Our fee is a small percentage of the amount we save you. We offer you a viable alternative to bankruptcy and expensive consolidation loans. No matter what stage you are in (overdue accounts, lawsuits pending, judgments entered, liens files), we can help. We work directly with your creditors to negotiate reductions in your total unsecured debt balance. Melucci, Thomas and Brown is a professional debt negotiating firm whose expertise lies in reducing problem debt for consumers and businesses for pennies on the dollar. Melucci, Thomas and Brown is a professional debt negotiating firm whose expertise lies in reducing problem debt for consumers and businesses for pennies on the dollar. Many times debtors and creditors cannot get past their emotions to even tnk about settling a matter. Don't consolidate your debt, negotiate your debt. We guarantee results or you pay us notng. We offer you a viable alternative to bankruptcy and expensive consolidation loans. Our goal is to put you back in control of your finances by significantly REDUCING your ACTUAL DEBT, not by consolidating what you owe. Our specially trained negotiators are experts at obtaining favorable results wch often lead to continued relationsps between the debtor and the creditor.

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